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ALANTARACAPITAL
Business funding · No credit pull to apply

The funding your business needs — even if the bank said no.

Tell us how much you need. We'll match you with lenders who fund businesses like yours — and you could have money in the bank in as little as 24 hours.

How it works
No credit pull to apply500+ FICO welcomeFunds in as fast as 24h
Funding calculator
How much does your business need?
$75K
$5K$500K+
What will you use it for?
No credit pull · Checking options won't affect your score

Big banks approve just 13.8% of small-business loans. We're built for the other 86%.

$100M+Matched to small businesses
50+Lender network
36 hrsAverage time to funded
Get matched

Let's find your funding.

One short form. We compare offers across 50+ lenders and bring back the ones most likely to approve a business like yours. No credit pull to see your options.

1
Tell us about your businessA few quick details — about 4 minutes, no signup.
2
We match you to lendersReal offers from our network, side by side.
3
Choose and get fundedPick what fits. Cash in as fast as 24 hours.
Bank-level encryptionNo credit pullNo obligation
Your funding request$25,000

By submitting, you agree to our terms and privacy policy. Checking your options won't affect your credit score. No credit pull, ever.

You're more than a credit score

A “no” from the bank isn't a “no” from the market.

Banks underwrite on credit score and collateral. We read your actual business — revenue, deposits, cash-flow rhythm — and match you to lenders who do the same.

$15K+
Monthly revenue

If you're doing fifteen thousand a month or more in deposits, you're in range — no minimum credit needed to start.

6+ mo
Time in business

Half a year of operating history is enough for us to read your trend and find you a fundable path.

500+
Personal FICO

Bruised credit is welcome. We grade your business on its merits, not just a three-digit number from years ago.

Financing options

One application. Every door it opens.

Tell us what you need and we'll match you to the products and lenders most likely to say yes. You choose what to pursue — nothing is ever committed without you.

Most matched

Working capital

$5K – $500K

Fast, flexible cash for payroll, inventory, or a gap in the books. The workhorse for businesses banks passed on.

Funds inAs fast as 24h
Term3–18 months

Merchant cash advance

$10K – $400K

Repay as a small slice of daily sales. Built for seasonal and fluctuating revenue — slow weeks cost you less.

Funds inAs fast as 4h
Repay% of sales

Business line of credit

$5K – $250K

Draw what you need, pay interest only on what you use. A safety net that's there before the emergency is.

AccessRevolving
DrawAnytime

Equipment financing

Up to $1M

The equipment secures the loan, so approval is easier even with thin credit. Buy the truck, oven, or rig now.

CollateralThe equipment
Term1–6 years

Term loan

$10K – $500K

A fixed lump sum with predictable payments. Best for a planned expansion or consolidating costlier debt.

PaymentFixed
TermUp to 5 years

Invoice factoring

Up to 90% of invoices

Turn unpaid invoices into cash today. We advance against what your customers already owe you.

AdvanceUp to 90%
Based onYour A/R
How it works

Funding in three simple steps.

From application to cash in the bank, most owners are done in minutes. No signup, no commitment, no credit pull to apply.

01

Tell us what you need

Share a few details about your business and how much funding you're after. About four minutes on a phone — no signup.

02

Get matched

We compare offers across 50+ lenders and surface the ones most likely to approve a business like yours.

03

Get funded

Pick the offer that fits and get cash in your account in as fast as 24 hours. No obligation to accept.

Why Alantara

Funding that sees your business, not just your credit score.

The bank reads one number and stops there. We look at how your business actually runs — revenue, deposits, cash-flow rhythm — and match you to lenders who do the same.

Approved on real performance

We weigh your cash flow, not just a three-digit score. 500+ FICO is welcome, and a past “no” doesn’t count against you.

One application, 50+ lenders

Apply once and compare real offers across our whole network — options side by side, instead of chasing one bank at a time.

Speed when it counts

Apply in minutes, get matched the same day, and see funds in as fast as 24 hours. No drawn-out bank process.

Funding built for the businesses banks pass on

Everything you get with Alantara.

$5K to $500K in fundingWorking capital, lines of credit, equipment, and more.
Offers from 50+ lendersCompared in one place, matched to your profile.
Funds in as fast as 24 hoursSame-day approvals on most products.
No credit pull to applyChecking your options never touches your score.
A dedicated advisorA real person who knows your file — not a call center.
Alantara vs. the bank

A different answer, a faster one.

 
Alantara
Traditional bank
Decision time
As fast as 24 hours
Weeks to months
Credit requirement
500+ FICO welcome
Typically 680+
Credit pull to start
None — soft only
Hard pull up front
Underwrites on
Real cash flow
Credit & collateral
Lenders compared
50+ in one place
Just one
Decision time
AlantaraAs fast as 24 hours
Traditional bankWeeks to months
Credit requirement
Alantara500+ FICO welcome
Traditional bankTypically 680+
Credit pull to start
AlantaraNone — soft only
Traditional bankHard pull up front
Underwrites on
AlantaraReal cash flow
Traditional bankCredit & collateral
Lenders compared
Alantara50+ in one place
Traditional bankJust one
Industries we fund

The businesses banks overlook are the ones we know best.

From the restaurant with seasonal swings to the contractor waiting on invoices — we underwrite the realities of running a real-world business.

+ 1,000 more industries
From owners like you

Turned down elsewhere. Funded here.

Two banks passed on us in a week. Alantara's report showed me I was actually B paper — I had $40K in 48 hours.
RM
Rosa M.Bistro owner · Tampa, FL
The talking points were the difference. I walked into the call knowing my factor rate and negotiated it down. Nobody else does that.
DK
Darnell K.Fleet operator · Columbus, OH
No credit pull to find out where I stood. My score is 540 and I still got matched. Felt like someone was finally on my side.
AP
Aisha P.Salon owner · Phoenix, AZ
Frequently asked

Quick answers.

Will applying hurt my credit score?

No. Checking your options is a soft inquiry that never affects your credit score. A lender only runs a hard pull later if you choose to move forward with a specific offer.

I was already turned down by a bank. Can you still help?

That's exactly who we're built for. Banks underwrite on credit and collateral; our lender network underwrites on real business performance — revenue, deposits, and cash-flow consistency. Most businesses we match were declined somewhere else first.

What documents will I need?

To match you with offers we typically ask for three to four months of business bank statements and your EIN. They're encrypted in transit and at rest, only used to find you funding, and never sold.

How much does it cost to apply?

Nothing. Applying and comparing offers is completely free, with no obligation to accept any of them. We're paid a fee by the lender only when you accept funding — never by you.

How fast can I actually get funded?

Many businesses are matched the same day they apply, with approvals and funding as fast as 24 hours — depending on the product and lender you choose.

Am I obligated to take an offer?

Never. Comparing your matched offers is free and pressure-free. Take the one that fits, take it elsewhere, or walk away entirely — the choice is always yours.

Still have questions? support@alantara.io
Ready when you are

Get the funding your business deserves.

A few minutes to apply. No credit pull, no obligation, and a real path to capital — even if the bank said no.

Subject to approval · Terms apply · No credit pull · No obligation